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SOLIDARITY SAVING MEANS ALLOCATING MONEY TO FINANCE PROJECTS WITH A SOCIAL, HUMANITARIAN OR ENVIRONMENTAL IMPACT.
Independent labels such as those managed by Finansol or other organisations guarantee the solidarity nature of solidarity savings. Many financial institutions rely on transparency and sustainable commitments to support more and more agents in their work as charitable associations.
In partnership with banks, insurance companies, mutual insurance companies or asset management companies, we have set up financial mechanisms to support our fight against hunger. Action Against Hunger offers you different ways to act by means of shared savings and solidarity investment.
"I give my saving benefits to Action against Hunger"
Your savings book can save lives! Grow your savings over time and make a sustainable commit to Action Against Hunger.
ACTION AGAINST HUNGER “Act” SAVINGS BOOK – COOPERATIVE CREDIT
The “ACT” savings book is paid into by your bank at a rate of 1.85% gross* per annum. Your capital is guaranteed and your savings are available at any time. With this book, 50% of your annual interest is automatically transferred to Action Against Hunger at the end of the calendar year. You will receive a tax receipt enabling you to deduct 75% of the amount of the donation made via your “ACT” savings book from your taxes. *Up to € 15,300 and 0.90% gross per annum above that amount.
FCP (Mutual Fund) SOLIDARITY SAVINGS – COOPERATIVE CREDIT
Created in 1987 by Crédit Coopératif, this allocation helps associations financially to fight hunger in the world. The capital is mainly invested in bond investments. Every year, you donate half of the income to an association chosen from the list of beneficiary organisations. The ethos of this solidarity investment is based on donations to humanitarian organisations, such as Action Against Hunger.
SAVINGS BOOK “FOR OTHERS” – CIC
With this book, you set the percentage – 50%, 75% or 100% – of interest received at the end of the calendar year that you want to donate to Action Against Hunger.
SOLIDARITY SAVINGS BOOKLET – CRÉDIT MUNICIPAL DE TOULOUSE
The Crédit Municipal de Toulouse offers the Solidarity Savings Book to several associations, including Action Against Hunger. This book is labelled FINANSOL and provides an attractive remuneration of 2% (gross rate per annum from 01/09/2014).
If you would like further information on the different solidarity savings books at your disposal, please do not hesitate to contact us.
Your bank is involved! It is making the most of its clients’ momentum by making a donation on its behalf.
SIMPLIDONS – make your cents count
The mechanism
Every BNP Paribas customer can donate the euro cents remaining on the balance of their current account to one or more partner organisations participating in the operation. Each client can add a small fixed amount of his/her choice (less than €50).
BNP Paribas’ commitment
To mark its undertaking and commitment to the values of solidarity, BNP Paribas tops up the donations made by its private customers each year as part of this joint operation. This support is invaluable for building equity used for emergency operations or forgotten crises.
For further information about Simplidons, please contact us.
On a daily basis, your credit card allows you to commit, spontaneously, without constraint: Great trees from little acorns grow!
“ACT AGAINST HUNGER” CARD – COOPERATIVE CREDIT
The “Act Against Hunger” card is a Visa credit card with, in addition to its usual services, a solidarity commitment. How it works: for each card ordered, €3 € are paid to Action Against Hunger and 12 euro cents are donated by the bank, for each withdrawal from a Crédit Coopératif ATM. A withdrawal from other ATMs will generate 6 euro cents for Action Against Hunger, with no impact on the donor’s account: the donation is made by Crédit Coopératif.
Crédit Coopératif also offers an “à la carte” donation system: the holder of the “Act in Solidarity Together” card can choose to make a personal donation of the amount of his/her choice (from 5 euro cents to 50 euros) to Action Against Hunger for every use, payment or withdrawal.
“CHOOSE YOUR LOOK” CARD – BNP PARIBAS
The “Choose your look” mechanism is an option enabling BNP Paribas customers to choose the look of their bank card either by downloading the photo of their choice, or by choosing an image from the bank’s image gallery. Different themes are proposed including international solidarity. BNP Paribas customers can choose the Action Against Hunger image. In this case, BNP Paribas will pay back the full amount of its customers’ contributions for this option, namely 12 euros, to Action Against Hunger.
“FOR OTHERS” CARD – CIC
Thanks to the “For Others” Card, it is now possible to support Action Against Hunger while shopping. The holder of the card sets a purchase threshold (between 5 and 30 euros) (1) from which a donation is made to Action Against Hunger. The cardholder determines the donation amount per purchase (minimum 5 euros). If you would like further information on the various means of payment at your disposal to support us, please contact us.
Opt for solidarity! Let Action Against Hunger benefit from your life insurance policy with a solidarity option.
Solidarity LIFE insurance – cooperative credit
Crédit Coopératif offers two life insurance policies that provide the benefits of a conventional life insurance policy, with the added bonus of a solidarity option. Thus, thanks to the “Choose to Act” option of these life insurance policies, you can decide to bequeath all or part of your savings, without inheritance fees, to Action Against Hunger.
You can withdraw some or all of your savings whenever you want. You will receive tax benefits. You make payments whenever you want. You choose the level of risk that suits you, safe or more daring. For more information on life insurance policies, please contact us.
For further information, do not hesitate to contact Gaëlle Devoucoux, by phone at +33 1 70 84 71 11 or by email at the following address: gdevoucoux@actioncontrelafaim.org.